Getting a health insurance
Health insurance in Abu Dhabi
Under the 'Thiqa' programme, Abu Dhabi Government provides full medical coverage to:
- UAE nationals and those with a similar status from Abu Dhabi
- UAE nationals and those with a similar status from other emirates
- ·non-UAE nationals sponsored by a UAE national family member (as per the criteria set by Department of Health –Abu Dhabi.)
You can enrol in, or renew your insurance through the Thiqa website or by using the Thiqa app on App store or Google Play.
Insurance includes broader geographical coverage and extra health benefits.
The insured will get a Thiqa card, through which he/she can get access to a large number of private and public healthcare providers registered in the network of Daman, health insurance provider.
Check eligibility requirements.
Find answers to FAQs on Thiqa.
Source:
Health Insurance in Dubai
Dubai Health Insurance Corporation is the entity responsible for regulating the health insurance sector and ensuring the rights of the insured nationals and residents of Dubai. It also licenses insurance companies, third party administrators (TPAs), brokers and health services providers.
Find DHA Insurance Service Catalogue - (PDF, 509 KB).
The unified health insurance system - Enaya
All government health insurance systems in Dubai have been unified under one umbrella, known as Enaya.
Enaya serves as the healthcare benefits scheme for employees of Dubai Government and citizens of Dubai. It offers a broad range of coverage including treatment for almost all types of ailments, chronic and acute.
Refer to Enaya Beneficiary Guide - (PDF, 718 KB) for more information.
Medical services under the Enaya scheme are delivered through two companies
Eligibility criteria
To be eligible for coverage under Enaya, you must either be a:
- citizen of the emirate of Dubai and must not already covered by any other government insurance or
- an employee of Dubai Government.
Enrolment in the scheme
Enrol in ‘Enaya’ either online or through the Enaya kiosk.
Regulatory and compliance systems
To ensure an integrated health insurance system of high quality services, Dubai implemented the following monitoring systems:
- Insurance system for advanced healthcare in Dubai (ISAHD)
ISAHD is a comprehensive initiative of Dubai Health Insurance Corporation. It aims to establish a sustainable high quality healthcare in Dubai, catering to nationals, residents and visitors.
It serves as an advisory, offering insights on the insurance coverage, laws and any other insurance related queries.
ISAHD takes measures to enhance the healthcare system and plays a role in the licensing process for insurers, intermediaries and TPAs.
- Insurance Partner Relation Management eSystem (iPROMeS)
The interactive platform iPromes provides individuals with a channel to express their opinions, offer their feedback, file complaints, provide suggestions or compliments to insurance service providers and regulators in the emirate of Dubai.
- Health Insurance Compliance and Audit Log (HICAL)
HICAL oversees and controls instances of fraud, waste and abuse of insurance providers. If you suspect any potential manipulated service from an insurance provider in Dubai, you may report it to HICAL.
